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The Creditworthiness module is a specialist tool designed to provide a comprehensive assessment of creditworthiness, particularly for Danish customers. It integrates data from the Danish Tax Administration (eSKAT) and PSD2 budget modules, taking into account personal factors such as cohabitation, shared expenses, children and type of accommodation. The module analyses income and debts, calculates the debt factor and compares expected and actual amounts available. This detailed approach provides a nuanced understanding of an individual's financial situation, which is essential for an accurate credit assessment. Adapted to the specific financial context of Denmark, it is a valuable asset for companies that need an in-depth credit analysis.